Last updated: November 2, 2026

RUFFCOS. represents businesses operated by Ruff Enterprises, LLC, including Ruff Safe Retirement and The Ruff Papers. This policy explains what information we collect, how we use it, and the choices you have.

Information We Collect

• Information you give us: your name, email address, phone number, and anything you choose to share, such as what you'd like to talk about when you book a conversation.
• Appointment details: the time you choose, how you'd like to meet (phone or video), and any changes or cancellations.
• Website activity: pages viewed, reader interests, and general information about your browser and device.

How We Use Information

• To schedule, confirm, and remind you of appointments
• To manage subscriptions and send the emails you signed up for
• To respond to your questions
• To understand reader interests and improve our websites
• To keep our websites and forms safe from spam and abuse

Text Messages

If you give us your phone number when booking, we may send appointment reminder texts, typically one the day before and one the day of. Message and data rates may apply. Reply STOP at any time to stop receiving texts. We do not sell your phone number or share it with anyone for their own marketing.

Cookies and Advertising

Our websites use cookies and similar technologies to recognize returning visitors and measure website activity. We use Google Analytics and Meta Pixel to understand website traffic, evaluate advertising performance, and measure subscriptions and other actions. These services may collect information about your browser, device, and website activity under their own privacy policies.

Spam Protection

We use Cloudflare Turnstile to protect our booking forms from spam. Its use is subject to Cloudflare's Turnstile Privacy Addendum.

Service Providers

We use trusted service providers to send email, manage calendars, and host video meetings. They receive only the information needed to do that work and may not use it for their own purposes.

Email Communications

Subscribers may receive welcome messages and related emails. Every marketing email includes a way to unsubscribe. We do not sell or rent subscriber email lists.

How We Protect Information

We limit access to personal information to the people who need it to serve you, and we use reasonable safeguards to protect it. No method of transmission or storage is completely secure, but we take care with what you share.

We Do Not Sell Personal Information

We do not sell your personal information.

Children

Our websites are intended for adults and are not directed to children under 13.

Your Privacy Choices

You may ask to see, correct, or delete your personal information, or to stop marketing emails or texts, by contacting us. Additional privacy rights may apply depending on where you live.

Changes to This Policy

We may update this policy from time to time. The date at the top shows when it last changed.

Contact

Ruff Enterprises, LLC
2501 Duncan Avenue
Charlotte, NC 28205
nextmove@ruffcos.com